Deprosc Laghubitta Bittiya Sanstha Limited

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Deprosc Laghubitta Bittiya Sanstha Limited (NEPSE: DDBL) is a national-level Class D microfinance institution licensed by Nepal Rastra Bank that provides financial services to underserved and economically disadvantaged communities across Nepal. The company operates a core group lending model based on Joint Liability Groups (JLG) with a minimum of five members, supplemented by individual lending options. DDBL offers microfinance loans including general microloans, livestock loans, and housing loans with both collateral-based and flexible/concessional options, as well as savings accounts, remittance services, and credit guarantee products. The institution operates 159 branches across 63 districts, serving approximately 245,000 rural households. In 2023, DDBL acquired Adarsha Laghubitta Bittiya Sanstha Limited (ADLB), with joint operations commencing from June 2023. The company was registered on January 12, 2001, and is headquartered in Narayangarh, Chitwan, Nepal.

Key Facts

Branch Network

159 branches across 63 districts nationwide

Active Members/Borrowers

Approximately 245,000 rural households

Group Lending Model

Joint Liability Group (JLG) with minimum 5 members per group plus individual lending options

Regulatory Classification

Class D microfinance institution licensed by Nepal Rastra Bank

Recent Merger

Acquired Adarsha Laghubitta Bittiya Sanstha Limited (ADLB) in 2023; joint operations from June 2023