Kalika Laghubitta Bittiya Sanstha Limited

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Kalika Laghubitta Bittiya Sanstha Limited (NEPSE: KMCDB) is a ‘D’ class micro‑finance bank licensed by Nepal Rastra Bank. The institution offers micro‑loans, deposit mobilisation, remittance, insurance and related financial services to low‑income and underserved communities. It operates through a network of 109 branch offices across 50 districts, extending its reach to 53 districts in total. The bank focuses on poverty reduction by providing collateral‑free credit and non‑financial support such as skill development and business training. The company was founded in 2067 BS and is headquartered in Buddachowk, Pokhara‑10, Kaski, Nepal.

Key Facts

Class

'D' class bank

Branch network

109 branch offices across 50 districts

Operating area

Branch network operating across 53 districts