National Laghubitta Bittiya Sanstha Ltd.

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National Laghubitta Bittiya Sanstha Limited (NEPSE: NMFBS) is a Class D microfinance institution licensed by Nepal Rastra Bank, providing financial services to low-income and rural populations across Nepal. The company operates a network of 185 branches distributed across all seven provinces, using a group lending model based on Grameen-type solidarity groups. Its services include customized microfinance loans, individual and child savings accounts, social security insurance, and remittance services. The institution merged with Summit Laghubitta Bittiya Sanstha Limited in July 2023, significantly expanding its operational and financial capacity. The company was incorporated on October 30, 2013, and commenced operations on July 2, 2014, and is headquartered in Banepa-10, Kavrepalanchowk, Nepal.

Key Facts

Branch network

185 branches across all 7 provinces of Nepal

Regulatory classification

Class D microfinance institution licensed by Nepal Rastra Bank

Recent merger

Merged with Summit Laghubitta Bittiya Sanstha Limited from Ashad 30, 2080 BS (July 2023)

Lending model

Group lending using Grameen-type solidarity groups for social collateral and peer accountability