Nirdhan Utthan Laghubitta Bittiya Sanstha Limited

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Nirdhan Utthan Laghubitta Bittiya Sanstha Limited (NEPSE: NUBL) is a Nepalese micro‑finance institution that provides loans, deposits, micro‑insurance and remittance services to low‑income families. It operates through a network of 185 branch offices, 10 regional offices and a central office, covering all 77 districts of Nepal. The institute follows group‑lending models, including the Grameen‑Bank style and its own Self‑Reliant Group model, and serves more than 404,585 active clients. As of September 2026, total loan disbursed stands at NPR 280.560 billion, loan outstanding at NPR 28.906 billion, and savings & deposits at NPR 22.484 billion. In addition to financial products, Nirdhan offers non‑financial services such as financial literacy, skill development, and disaster relief support. The company was founded in 1998 and is headquartered at Nirdhan Bhawan, Bhagwatibahal, Kathmandu, Nepal.

Key Facts

Operating Area

All 77 districts of Nepal