Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited

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Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited (NEPSE: SKBBL) is a Class D wholesale lending microfinance institution headquartered in Babarmahal, Kathmandu, Nepal. The company provides wholesale credit and technical support services to Small Farmers Agricultural Cooperatives Limited (SFACLs) and other microfinance institutions (MFIs), enhancing access to institutional microfinance for the landless, poor, marginalized, and vulnerable communities and small-scale farmers. SKBBL operates through a network of 1,309 partner small farmers agricultural cooperatives using a three-tier group lending model consisting of Small Farmer Groups (5–12 members), Inter-Groups, and institutional-level SFACLs. As of mid-2082 (2025–2026), the company maintains a presence in 546 local levels (73% coverage) across all seven provinces through twelve branch offices. In July 2023, SKBBL strengthened its position through a merger with RMDC Laghubitta Bittiya Sanstha Limited, enhancing wholesale lending capacity and geographic reach. The company was incorporated on July 6, 2001, and listed on Nepal Stock Exchange in October 2013.

Key Facts

Classification

Class D wholesale lending microfinance institution

Branch network

12 branches across all 7 provinces

Geographic coverage

546 local levels (73% of 753) as of mid-2082

Partner cooperatives

1,309 Small Farmers Agricultural Cooperatives (SFACLs)

Households served

Approximately 1 million (as of July 2022)

Merger

Merged with RMDC Laghubitta on July 9, 2023