Upakar Laghubitta Bittiya Sanstha Limited

Upakar Laghubitta Bittiya Sanstha Limited (NEPSE: ULBSL) is a Class D microfinance institution licensed by Nepal Rastra Bank, operating in Lumbini Province. The company provides microfinance services including credit facilities, savings accounts, insurance products, and remittance services to underserved and economically backward communities. Established in 2018 from the microfinance program of Mahila Upakar Munch, a non-governmental organization, ULBSL focuses on financial inclusion and self-employment opportunities in rural areas with limited access to traditional banking services. The institution operates through 38 branches across 12 districts in Lumbini Province. ULBSL is promoted by Mahila Upakar Munch (NGO), which holds 42.88% ownership, alongside Prabhu Bank Ltd. and 24 other individual promoters, along with public shareholders. The company was founded in 2018 and is headquartered in Kohalpur, Banke, Lumbini Province, Nepal.

Key Facts

Regulatory Classification

Class D Microfinance Institution (NRB licensed)

Operating Area

Lumbini Province, Nepal

Branch Network

38 branches across 12 districts

Primary Promoter

Mahila Upakar Munch (NGO) - 42.88% ownership

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